ATM financing for your business | Flexible & fair
We offer you various financing options:
- Installment purchase
- Hire purchase
- leasing
With Klarna Installment Purchase, you can split the cost of your order into up to 36 monthly installments.
How it works:
- When paying, select the option “Pay with KLARNA” .
- Choose the payment plan that suits you.
- Follow the steps and enter your details.
- You will find out immediately whether Klarna can offer you installment purchase.
After your order has been shipped, you will receive an email from Klarna with your individual payment plan. If you choose to finance, Klarna will check your creditworthiness.
When will the payment be debited?
Payment terms depend on the shipment date. The payment plan is created on that date, and the first monthly installment is due one month later.
You'll receive notifications and reminders about automatic debits throughout the entire term. With the Klarna app, you can keep track of your payment schedule and upcoming installments at any time.
FINYO leasing or hire purchase
Our financing partner FINYO offers you attractive leasing and hire purchase options.
How it works:
- Submit your leasing or hire purchase request using the button below.
- You will receive an email with access to the financing portal.
- After acceptance of the offer, the necessary documents will be requested.
- After successful verification, you submit the signed documents via upload.
Difference between leasing and hire purchase:
Leasing:
- The leasing rates include VAT and are tax-deductible on a monthly basis.
- At the end of the term, the leased asset is returned to the lessor.
- A purchase option at the agreed price is possible.
Hire purchase:
- Hire purchase is equivalent to installment purchase.
- With the monthly installments, the property becomes your property.
- The VAT included in the purchase price must be paid in advance.
- At the end of the term, the object belongs entirely to you.